With lower mortgage rates, monthly payments are smaller, which frees up cash. For example, for a mortgage rate of around 6% compared to 6.85%, the difference in payment on a $600,000 loan is about $310 per month.
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icon-to-image is available open-source on GitHub. There were around 10 prompts total adding tweaks and polish, but through all of them Opus 4.5 never failed the assignment as written. Of course, generating icon images in Rust-with-Python-bindings is an order of magnitude faster than my old hacky method, and thanks to the better text rendering and supersampling it also looks much better than the Python equivalent.
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